What to Do After a Car Accident with Someone Who Doesn’t Have Insurance
Being involved in a car accident is already a stressful experience, but it can become even more complicated if the person who hit you doesn’t have insurance. Navigating the aftermath of an uninsured motorist car accident can be daunting, but knowing your options and having the right support can make a significant difference. At Chandler Law, a Fresno car accident attorney can guide you through this challenging process, ensuring your rights are protected and helping you secure the compensation you deserve.
Understanding Uninsured Motorist Coverage
Uninsured motorist (UM) coverage is a part of your car insurance policy that can come to your rescue in such situations. This coverage helps pay for medical expenses, lost wages, and other damages if you’re involved in an accident with a driver who doesn’t have insurance. In California, while UM coverage is not mandatory, it is highly recommended for every driver.
Steps to Take After an Uninsured Motorist Accident
- Call the Police: Always call the police after an accident. The official report will be crucial for any claims you may need to file later.
- Gather Information: Document everything. Take pictures of the scene, get witness contact information, and write down all the details you can remember about the accident.
- Seek Medical Attention: Even if you feel fine, it’s essential to get checked out by a medical professional. Some injuries might not be immediately apparent.
- Notify Your Insurance Company: Inform your insurance company about the accident as soon as possible. They will guide you through the process of filing a claim under your UM coverage.
- Consult with a Fresno Car Accident Attorney: An experienced attorney can help you navigate the complexities of your case, ensuring you get the compensation you deserve.
Why You Need a Fresno Car Accident Attorney
Dealing with a car accident with no insurance involved can be particularly tricky. Insurance companies might try to minimize your claim, and you might face challenges proving the other driver's fault. A Fresno car accident attorney from Chandler Law can:
- Investigate the Accident: Gather evidence, interview witnesses, and build a strong case on your behalf.
- Negotiate with Insurance Companies: Handle communications and negotiations with your insurance company to ensure you receive fair compensation.
- Represent You in Court: If necessary, represent you in court to fight for your rights.
Compensation You May Be Entitled To
If you have UM coverage, you may be entitled to compensation for:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage
Having a knowledgeable attorney on your side can significantly impact the outcome of your claim, ensuring all possible avenues of compensation are explored.
Contact Chandler Law Today
If you’ve been involved in an uninsured motorist car accident, don’t navigate the aftermath alone. The experienced attorneys at Chandler Law in Fresno are here to help. Contact us today for a free case consultation, and let us fight for the compensation you deserve. Your recovery is our priority.